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How to Improve Your Christmas Cash Flow

Although a number of businesses, especially those in retail, experience their highest sales during the Christmas period, for other small businesses it can be one of the most difficult times of the year. Businesses in a number of sectors suffer a decrease in production and sales and may shut down completely for a couple of weeks. At the same time, they still have to pay wages to staff who may be away on holidays, as well as keep up with other [...]